Frequently Asked Questions

Yes, in most cases parents may act as guarantors for their children to help them get approved for a mortgage. Or a close relative such as a spouse may act as a guarantor, especially if the borrower has a limited credit history or lower income.

Some lenders also allow for a 'servicing guarantor' for the borrower who is not the legal owner of the property to make regular payments on the loan.

We can help you to apply for a pre-approval document from the lenders that will state your borrowing capacity based on your submitted income and credit information. This will often shorten the processing time during the actual application.  

Some lenders do not have a pre-approval process, in which case we suggest that you only start the application process no longer than six (6) months before the expected completion date.

Loan terms are influenced by a variety of factors, including the borrower’s income, credit history, nationality, and tax residency status. 

Additionally, the terms may be affected by the property's valuation, its size, and the intended use of the loan. For instance, the purpose of the loan — whether for purchasing a new apartment or financing a land and house package with a construction component —can also play a significant role in determining the specific terms offered.

We are here to help identify the most suitable options tailored to your specific circumstances.

Contact us today or submit information for a preliminary check.